Tukhtamishev, Shodimurod. “Innovative Development of Microinsurance in Uzbekistan”. Excellencia: International Multi-disciplinary Journal of Education (2994-9521) 2, no. 5 (May 31, 2024): 1110–1114. Accessed April 23, 2026. https://multijournals.org/index.php/excellencia-imje/article/view/1166.